Divorce is always a difficult time, even in the most amicable of situations. There is a lot to be considered in a divorce - how should we split the assets up? Who deserves more? Will one party do more of the child-rearing then the other?
Can I afford to divorce?? WILL I BE OK??
Working with a financial adviser BEFORE the divorce process can make a huge difference, not just financially but also mentally.
At Voyager Wealth Management, we are experienced in family law matters from a financial perspective and work with highly experienced and effective Family Law Solicitors and Accountants to surround you with a team of experts all working towards the best outcome for you.
We can provide a variety of services to help you through this time - see below for more detail. If you're unsure how we can help, call us or email to discuss your situation in a confidential free call.
Financial modelling allows you to consider various scenarios to weigh up the pro's and con's of each and identify which gives you the best long-term outcome. It considers long-term impact of liabilities retained after the divorce, personal savings and investments, income & cash flow going forward and ability to meet living expenses, and longer term superannuation and retirement positions. You can compare options of keeping the family home Vs selling or taking other assets in exchange and much more.
$990.00 incl. GST
Divorce causes major risk for your estate plan if not correctly managed.
Did you know superannuation is treated completely separately from your Will/estate? This therefore creates another avenue for someone to contest your wishes for transfer of assets upon your death.
Do you know if there's a risk of your ex-spouse claiming funds upon your death over your intended recipient or child/ren? Do you know if your updated beneficiary is even eligible to be listed as a recipient under the SIS Act?
An Estate Plan Risk Review will look at your entire personal financial position and ensure you and your dependants are protected upon your death.
$1,850.00 incl. GST
After a divorce, life can look very different. depending on your age, you may be having to consider solo-parenting, you may be taking on more debt, or you may be facing retirement solo which throws all your old plans out the window.
Getting a fresh financial plan will consider all areas of your finances as appropriate for you, from life insurances, to personal investing and cash flow management to get your personal wealth built back up (or investment of funds received through the divorce to ensure they last you), debt management as well as a fresh retirement plan.
We will provide financial modelling to show you what the future will look like and provide a plan to ensure you reach your new goals, allowing you to rest easy and feel confident that you will be OK going forward.
$3,300 incl. GST
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Voyager Wealth Management Pty Ltd ABN 18 112 135 350 is a Corporate Authorised Representative (No.336111) of AD Advisory Services Pty Ltd ABN 68 005 830 802, an Australian Financial Services Licensee No. 237058